Posts tagged ‘Card’

Strategies For Merchant Records and Protecting From Credit Card Fraud

Today, fraud security and charge cards is a beneficial matter-of conversation associated with vendor records.  You read about the tales associated with missing or stolen credit cards.  In addition having your identification stolen and soon after find out you had charges not produced by you is a really frightening circumstance. 

There’s no one solution that stops fraud. It will take selection of ways to battle it.  coverage arises from knowledge and knowing the latest techniques affecting industry. Looking into dilemmas given below helps know what your online business can perform to safeguard your fraud risk. Having the understanding is an important step towards fighting fraudulence. 

Keep an eye on people who:

Buy considerable amounts of product without worrying all about dimensions, color, or cost.
Cannot ask recommendations or concerns on big dollar acquisitions.
Try and distract or supply you with the bums rush during a-sale.
Complete expenditures and quickly leave the store, however keep coming back later on and get even more merchandise.
Make large purchases soon after the shop’s orifice, or given that store is closing.

This will be only a sample of exactly how fraudulence does occur in your account.  There are others to take into account, but these would be the biggest. 

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If you’re a current vendor or a new business looking to start a merchant account and  get a free of charge price analysis with excellent customer service, than look no further than Innovative business Solutions.  Merchants can slim more about the fundamentals of opening a merchant account at http://www.imsofpa.com/merchantaccounts.htm or contacting them toll free at 800-328-2269. 

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Daren provides methods for customers and business people.

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4 Appliance Giant To Hand Over The First Half Report Card Mixed Feelings – Gree Electric Appliances,

Midea, Gree Electric Appliances, Sichuan Changhong, deep
Konka
Four semi-annual report yesterday, household electrical appliance enterprises in 2009 focused on appearance. Internationally
Financial
Crisis due to falling demand and other factors, four home appliance giant, income has declined during the first half, but the net profit performance is not the same,
Black
(Referring to TV) white (referring to air conditioners, refrigerators, washing machines) once again showed different market situation.

Gree Electric appliances in the first half net profit of U.S. were up 29.18 percent year on year and 18.63%; and Sichuan Changhong net decrease of 22.56% year on year, Shenzhen Konka A meager 0.3% year on year net profit, “two happy Both worry. “

Home appliance giant, mid-year performance profiles of four

Click here to view all news photos

Hi

White giant, eye-catching performance

Midea said in the first half of the international financial crisis and global economic downturn, the situation, though still serious, but the domestic economy gradually recovering and the series active policies to promote economic growth, effectively promoting the growth of domestic consumption appliances.

Semiannual reports show that U.S. appliance 1 to 6 months operating income of 24.901 billion yuan, though decreased 11.33% year on year, although raw material costs as a greater decline than the previous year, the company created in the first half net profit of 1.146 billion yuan, an increase of 18.63%. Air-conditioning and parts of which 18.487 billion yuan in revenue. Aspects of the United States, said after the company into the season, “to stock” of efforts to increase and improve profitability, increase cash flow is the main reason.

At the same time, another industry giant white Gree performance of the same eye-catching. Gree first half revenue 19.99 billion yuan, up 19.89% reduction of net profit 1.231 billion yuan, up 29.18 percent. Said, in the air conditioning market as a whole is weak, the company continues to increase market share, industry leading position further strengthened.

Good news in the performance, while under the influence of the financial crisis, the two companies a serious decline in overseas business. The two companies are also the main reason for reduced revenues. Midea overseas markets where revenue fell 20.58%, Gree decreased by 48.38%.

Securities of that person, in the first half Gree, Midea two listed companies to adjust product structure, the main business to the gross margin of energy-efficient air conditioning tilt higher, gross margins increased, but this year end market prices generally higher than air-conditioning low, the resulting decline in operating income, net profit rising trend. He said the current position, Gree, Midea’s performance has improved over the beginning, great bottoming trend.

Worry
Poor performance of black loss

Compared with white business, Sichuan Changhong, Konka two traditional black performance of the business is not optimistic.

According to semiannual reports, Sichuan Changhong the first half of the total operating income of 13.277 billion yuan, down 6.76%. Among them, the domestic core business revenue dipped 2.58%, the foreign main business income of a substantial decrease of 27.28 percent year on year. Net income was 30,043,300 yuan, up 22.56% year on year greatly reduced.

Changhong said that as traditional TV production companies on domestic in
CRT
Mature industrial chain products, with strong competitiveness, but with the global consumer
Electronic
Upgrade, the company has been gradually weakened the traditional competitive advantages, the company will actively promote industrial upgrading. Industry analysts point out that the times into the flat, Sichuan Changhong has been betting that the plasma industry, 1 in July this year,
Changhong plasma
TV sales rose nearly 300%, but for LCD TV, Changhong’s response and action seemed to be somewhat slow, missed the rapid on the LCD TV market volume of its LCD TVs sales in the domestic market ranked No. 5.

Relative to the sharp drop in profits, Sichuan Changhong, Konka is only slightly deep loss. The first half of the total company operating income of 5.172 billion yuan, down 7.98%; operating profits down 18.30%. Net income was 80.302 million yuan, a decrease of 0.31% over the previous year.

Konka that caused the poor performance of the main reasons the company is
LCD panel
, Due to the shortage of liquid crystal module. In the first half of the financial crisis continued to influence, the LCD panel and module makers have been hard hit by cuts or even stop production, two products of domestic supply significantly, the domestic LCD TV makers are deeply tired. The deep Konka affected, in the first half sales fell 7.98%.

Previously, many companies have issued Pre-losing black warning, Cinda Securities analyst believes that white goods and
Small appliances
Plate in the middle of 2009 net profit will be warmer, and the black appliance industry will face a polarized situation.

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Employing A Business Credit Card To Take Control Of Your Business

A business card will be a smart approach to assume control of you business and guarantee your business stays financially secure while still moving forward and growing. The trick is knowing the way to utilize a card to assist in making your business a success rather than a failure. Consolidating Debt Once of the nice sides of business visa cards is you’ll keep all of your business expenditures on only one card.
This makes it less complicated to keep a record of what you have spent on your business when talking of paying taxes. Additionally, getting a monthly bill helps you see quite how a lot of cash you are spending on your business every month.
This capability to watch expenditures makes it faster for you to create alterations as obligatory. Additionally, most business credit cards offer end of the year outlines that create it abundant less complicated for you to research your annual costs. Many business cards conjointly give special special offers with low APRs. Some even relinquish balance transfer charges, giving the chance for you to transfer all of you business prices from other visa cards on to 1 card. The lower APR can save your money a lot of money in time, particularly if you are incapable of paying the bill in full at the top of every billing cycle.
Investing in the Future A business mastercard provides you with a rotating credit line that makes it simpler for you to grow your business whenever mandatory. Many entrepreneurs, particularly the ones that are only beginning out, have to have money open to them swiftly. Of course, the only real way to cultivate a business is to require an edge in it. A business Mastercard permits you to travel spherical long loan application processes, therefore giving the possibility for you to strive investing quickly and keep the momentum rolling within the growth of your business.
Look Pro With business mastercards, you’ll frequently get your company emblem with its name on the card. There’s no question this makes your business look a lot of pro. A business card may be a hint that you’re a longtime, major business. Additionally, simply employing a business card could be a sensible means of promoting your business. As assistants see your business emblem and name, word slowly spreads regarding your business. It’s one of the only promoting techniques you’ll be able to utilize! Advantages of Business visa cards Many business mastercards offer additional advantages that are smart to have as an entrepreneur. Take some time to match business cards to seek out out what each has to produce and whether the advantages are beneficial for each you and your business. For instance, some offer special travel edges to business card owners.

Hunter Cyrus has been writing articles online for nearly 2 years now. Not only does this author specialize in Business
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Direct Marketer – Get Your Customer Off the Couch and Swipe Their Credit Card

This article will explain the importance of getting your customer to take action with every marketing piece you send out. You must envision your customer as a big blob sitting on the couch. They have no motivation and they come across your marketing material.

What are you going to say to that person to get them to pick up the phone or press the order button? What are you going to have to do to get them off the couch to take massive action and interrupt their television show?

Every piece of marketing material that leaves your office needs to get the customer to take massive action. Whether you want the person to leave their email, turn in a free coupon, make a purchase, call for more information, put a sticker on a box, check a form, or a host of other things, do lot let that marketing piece go out the door without a built in call to action.

You cannot expect people to just buy from you out of the goodness of their hearts. It’s war out there to get people’s attention. If you have received their attention for even a split second and you have not asked them to keep moving, to take some kind of action towards buying from you, then you have wasted your money.

Look at how many television and magazine ads you see today that just show a picture of the product, have the company name, and no contact information or anything close to invoking action. Why should your customer have to jump through hoops to make a purchase? Tell them step by step what to do in the ad. Tell them who to ask for at the store for a discount. Tell them to mention the code “234” for 15% off. Tell them to call in the next 2 days or you will revoke the offer, and mean it! 

Each piece of marketing material that  you produce must fulfill that requirement, action. Without action you won’t get the sale and your sales letter ends up in the trash.

Joshua Black is an on-line infopreneur, author, and martial artist. Mr. Black is the developer of the Ultimate Makiwara Creator, a how-to course that can be viewed at: http://www.UltimateMakiwara.com

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A Comarison Between Credit Card Companies And Debt Settlement Firms

 

Ever since the concept of debt relief and debt reduction started ruling the world, a virtual war has started as credit card companies Vs debt settlement firms. The customers are on the gaining side since they not only get their debt eliminated, they keep their ratings secured with the help of settlement firms.

 

If you are planning to go for similar settlement, you should first learn some exposed facts about it. This will give you a positive approach as well as confidence in the process. Here are some revealing facts that exposes the settlement process:

 

1. The sole purpose of the settlement companies is to attack the banks with all power and snatch the best possible deal for their clients.

 

 

2. The reputation of a settlement firm is partially enough to scare the credit card companies and get a good reduction.

 

3. If the track record of the settlement company is clean, it can even be more dangerous for the banks since they have no way but to shell out a handsome reduction.

 

4. These settlement companies know certain secret facts of the banks and take advantage of these facts. As a matter of fact, the credit card companies have few methods of extorting money from their customers. Sometimes this money is collected through increased rates, while in other instances they are charged in the form of hidden charges. These loop-holes are well known by the firms and they take advantage of this.

 

5. The calculation processes adopted by the banks are very well known by the settlement companies. Now they know how to play with these ratings and bring a big difference in the ratings, following to which the report will vary.

 

These facts are quite strong enough to substantiate why there is a constant fight going on between credit card companies Vs debt settlement firms. Now that the process is exposed, you should take the shelter of the top performing settlement firm and get the best service. However, you should not take things for granted and give your 100% effort and cooperation to make this attempt a success.

 

Finding legitimate debt settlement companies is not that difficult but consumers must know where to look. It would be wise to utilize a debt relief network that will qualify the companies for you and ensure that they are legitimate and have proven themselves. To locate the top performing debt settlement companies in your state check out the following link:

 

Free Debt Advice
contact us for free debt advice – 8884442820

 

DebtSettlementAdvisors.org is a matchmaker in the debt settlement industry. They have paired up thousands of consumers up with debt settlement companies who are most likely to get consumers the best deal. http://www.DebtSettlementAdvisors.org

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FREE Christmas Card Verses And Quotes! FREE Greeting Card Verses And Quotes! FREE Verses YOU Can Use!

When people make greeting cards for friends, whether for a birthday, Christmas, or for any other reason…they are sometimes at a “loss for words.” If this happens to you, here are some great friendship quotes from famous people…

This first one might be ideal inside a card as the main verse:

” ‘Tis the human touch in the world that counts–the touch of your hand and mine–
Which means far more to the sinking heart than shelter or bread or wine
For shelter is gone when the night is o’er, and bread lasts only a day
But the touch of the hand and the sound of the voice
Live on in the soul always.”
–Spencer M. Free

These beauties might be ideal on the cover of a card to a friend:

“If you want an accounting of your worth, count your friends.”
  –Merry Browne

“Friendship is an art, and very few persons are born with a natural gift for it.”
  –Kathleen Norris

“The only way to have a friend is to be one.”
  –Ralph Waldo Emerson

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Here is an awesome verse to write inside a card to someone you are in love with or your spouse, of you’re married:

“Love does not consist in gazing at each other, but in looking outward together in the same direction.
–Antoine de Saint-Exupery

My name is Father Time, of www.FatherTimePublishing.com and I am a self-help writer and speaker, as well as a writer of greeting card verses.

Here are some FREE Christmas Card Verses YOU Can Have and Use how you wish!

When you make handmade cards for people, they always love them, and they mean so much more than cards you buy in the stores! People appreciate when you show how much you care with a card or a gift!

For less than the cost of a store bought card…I offer an eBook of Fabulous Friendship & Love Verses that YOU can use all throughout the year! It contains 40 awesome verses from my pen, and 60 great quotes from famous people…you will LOVE it, I guarantee it!

Have fun making cards, sending cards, sending gifts, and enjoying life!

Many Blessings!

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It was Meant To Be that YOU found this Message on ArticlesBase.com 

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2012 Report Card

“Before I draw nearer to that stone to which you point,” said Scrooge, “answer me one question. Are these the shadows of the things that Will be, or are they shadows of things that May be, only?” Still the Ghost pointed downward to the grave by which it stood. “Men’s courses will foreshadow certain ends, to which, if persevered in, they must lead,” said Scrooge. “But if the courses be departed from, the ends will change. Say it is thus with what you show me.” Most everyone is familiar with the Dickens’s classic, “A Christmas Carol.” The above is a quote from the fourth Stave where Scrooge stands before his own grave. Like many great social novelists, there are many layers of meaning in their immortal words, if one would but take the time to listen. Often, humanity is offered portents of its future, but all too often, we fail to head the words and warnings. With barely only two years left to 2012, let’s look at the ‘stone’ to which the ‘Ghost” points.

We are all familiar with the prophecies of Nostradamus, the Mayan Calendar, the End Times scenario, the sage words of the Hopi, the I Ching, and warnings by other great seers and cultures regarding December 21st, 2012. Critics claim that this is all hype and that such prophecies are but myths that sell books, but which have no efficacy. They point to the many doomsday predictions prior to the dawn of each millennia and the fact that each such event, was a non-event. So, is the 2012 phenomena just hype? Is there anything different now that would warrant closer inspection?

Let’s create a little 2012 Report Card and see. The focus here is not on numbers and statistics. Those can be found on thousands internet sites. Let’s just create an overview and determine if there is anything to worry about. Since the economy has been captivating the news for the past year, it would be a good starting point. There is little doubt the world economy is in recession. Even after spending trillions of dollars, governments have been unable to totally stabilize downward economic trends. Yes, Wall Street has had a few rebounds, but Wall Street is not the entire economy. There are still more layoffs, foreclosures, and consumer spending and confidence is down. This is not just in the U.S., but globally. Of importance is the fact that the apparent goal of government efforts is to try to return the economy to the old model of business. Companies produce, you spend, you throw away, and buy again. This is no longer a sustainable economic model. While there has been a lot of talk regarding ‘green products’ and there are fringe economists promoting more sustainable economic theories, the impact of this movement is, so far, negligible. On a “pass/fail” basis, I give us a fail with respect to the economy.

Sustainable energy is another subject for consideration. There has been lots of chatter regarding alternative energy and environmentally friendly energy sources. Wind farms have been built, appliances are a bit more efficient, and there is serious research into expanding solar, tidal, geothermal, hydrogen, biofuel and other possible energy sources. However, there can be little doubt that we are still an oil based society. Much research on these alternatives began during the Arab oil embargo in the early seventies. It stopped when oil prices receded. It seems that just as alternatives become more economically viable, oil prices drop just enough to slow progress and investment. As a percentage of total energy output, alternatives are a very small factor. Actions and efforts here must be given a ‘fail’ grade, largely due to the fact that time is not on our side.

Climate change is the next, and perhaps most overriding of concerns; all else hinges upon this one danger. It matters not in this discourse who is responsible for climate change. It is happening now; it is out of control and it is happening at an accelerated rate. Temperatures are changing, waters are rising, glaciers are melting, storms are more severe, there are growing droughts and floods and lives are being lost and dramatically altered now. We receive a ‘failing’ grade in this category for several fundamental reasons. World leaders are continuing to fail at addressing this issue. Summit after summit fails to produce and results. There is still a blind perception that we have until 2020 or 2050 to deal with the issues. We do not. Governments are hiding and suppressing climate change data. Corporations are spending billions claiming that climate change is a hoax. Governments have failed to connect the dots from climate to the economy. Governments have failed to, at least publicly, to create plans to deal with the growing concerns over environmental refugees. While there is concern over the security threats that climate change creates, little is being done to figure out where hundreds of millions will go as seas rise, drinking water sources dry up, and food production declines. Perhaps the lack of response is the response.

If we examine the issues of war, politics and peace, we once again receive a ‘failing’ grade. There are hundreds of wars in progress, terrorism is alive and well, genocide have been ignored, the Middle East, Iran, Iraq, N. Korea and many African nations are a mess and their appears to be little progress in establishing peace among nations. Government corruption is forever in the news and nations just do not appear to be able to work in concert on any major global issue. Nationalism is on the rise and clashes of cultures flare as people have increased their mobility. There is a rise in fringe and extremist groups and gaps between rich and poor continue to widen.

Religion and science is an interesting topic in this grading system. On the one hand, religions are in turmoil and there is growing strife within and between organized religions. On the other hand, there is a continued growth in spirituality that embraces humanity’s unity and oneness. With respect to science, it is still at odds with most religions but, the gap is closing with respect to spirituality. By science, I do not mean new gadgets or technologies, but rather the progress in quantum physics regarding the nature of the universe. The gap between the scientist and the mystic is narrowing and a more unified theory of being is at hand. Unfortunately, since religions are still powerful and play a lead role in the politics of many nations, we have to assign a ‘failing’ grade here also.

Clearly, more topics could be covered. Education, the role of the family, equality among races and other social concerns have seen some progress, but again, the problems are still growing and solutions are far and few between. Humanity, like Scrooge, stands before his grave. The Ghost before us is all of the prophets who have pointed to this time of change. What is different now from times past is that every aspect of our existence on the planet is in turmoil. We have had economic problems in the past. We have seen many great wars. There has been religious strife. We have had mini ice ages, periods of drought and severe weather. The difference is that all of these things are happening at once and not over scattered periods of time. Add to all of this the great unknown of our solar systems alignment with the galactic core, polarity shift (which appears to have started), and things like the Solar maximum for sunspots, and plot grows even thicker. So once again, “Men’s courses will foreshadow certain ends, to which, if persevered in, they must lead,” said Scrooge. “But if the courses be departed from, the ends will change. Say it is thus with what you show me.” There is a time factor to consider in the plea of scrooge. Even if we depart, which I have shown we have not, from our courses, certain ends will result. The seers of days past saw the path we were on. They took us to the stone and pointed the way to change. Truly, if we change our course, the ends will be altered. But is anyone listening? At this point, 2012 looks to be a raucous time.

Mr. Harris was born in Massachusetts. He attended The American University in Washington, D.C. and received his degree in Political Science. His graduate work was done at the University of Northern Colorado and Howard University. He spent several years working for local and regional and state government agencies. He worked on a White House Task Force and served as Rural Policy Coordinator at the FRCouncil of New England.

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