Posts tagged ‘Credits’

Renew Your Social Work License And Gain CEU Credits

The requirements for social work CEU credits vary from state to state and it is important to know what they are as well as the specific courses that may be required. Some of the different classes a social worker can take in the state of Michigan include ethics and violence risk assessment, dealing with grief, how to manage pain and childhood depression. Continuing education in any field, including social work, is a way to reinforce your learning and increase your knowledge base. This helps you work with your clients more effectively and can also expand your fields of specialization.

Some of the topics may be ones that you haven’t studied much in past or need to learn the latest theories and rules for including children’s sexual behavior and how to work effectively with senior citizens. In Florida every two years thirty continuing education credits are required to renew one’s license. It is also important to be sure your liability insurance is renewed and if you have an occupational license to take care of that as well.

Many continuing education credits address more advanced topics, going in-depth and testing your knowledge on all different kinds of subjects. Often when you attend a CEU class in town, you aren’t required to take a quiz, but the online CEU course work will follow up with a short quiz to see if you mastered the material. Even though you may be taking them to maintain your license, they also have great educational value and will broaden your understanding and compassion.

A majority of these social work CEU classes can be taken online for your convenience. Be sure to keep the certificate from the class you take in case you are asked to prove that you’ve fulfilled your continuing ed hours. Print it out from the computer and keep it in a safe place. It is crucial to collect all of the information you can regarding what your state requires when it comes to keeping a license to do social work. No matter what type counseling work or administrative responsibilities you have, you will deepen your understanding and get current on the newest trends when you take the classes. Be sure to find out which are mandatory so that you fulfill your state’s requirements. Then pick ones that interest you for the remaining credits. Try to find something you may not know much about that you can study to expand your opportunities.

NW company becomes first to utilize carbon credits

January 6, 2010

By Oregon Small Business Association,

In a recent transaction in the Pacific Northwest, Jefferson Land Trust sold 400 metric tons of timber resources.  What makes the deal remarkable is that it didnâeuro™t sell any woodâeuro”instead the sale was for the carbon stored in the trees.  It was the first direct purchase of carbon credits by a Pacific Northwest company and the first on the North Olympic Peninsula.  Shorebank Enterprise Cascadia, a non-profit financial institution that promotes economic opportunity and a healthy environment, purchased the carbon from the land trust.  In return, the company offsets three years of its carbon dioxide emissions.

Although the company had previously analyzed its operation and adopted efficiencies to reduce its carbon use as much as possible, some carbon use could not be avoided.  âeuroœWith this purchase of carbon offsets, we are paying the environmental cost of doing business,âeuro Shorebankâeuro™s Mark Bowman told The Statesman Journal.

Carbon offsets enable individuals and businesses to reduce the CO2 emissions they are responsible for by offsetting, reducing or displacing the CO2 in another place.  Carbon offsets typically include renewable energy, energy efficiency and reforestation projects.

Trees naturally collect carbon in the photosynthesis process, taking in carbon dioxide and releasing oxygen, absorbing the carbon as they grow and locking up greenhouse gases that might otherwise contribute to environmental damage. Carbon is released when the trees are eventually cut down.  In a carbon trade, the owner of the forest is paid to delay harvesting for the contracted amount of time so that the forest will continue to hold the carbon.  In this transaction, the contracted amount of time is 100 years.

According to The Statesman Journal, all forests store carbon in their trees and soil, but the old-growth forests of the Pacific Northwest have the greatest carbon accumulations of any ecosystem on Earth.

Back in 2007, California Governor Arnold Schwarzenegger and House Speaker Nancy Pelosi both came under fire for flying in private jets to promote their stateâeuro™s environmental efficiency credentials, emitting tons of carbon in the process.  To silence their critics, both announced they had purchased carbon credits from the Van Eck Forest in Humboldt County.

Ideally, carbon emission offsetting should be used to offset the unavoidable CO2 pollution after all other possible alternative efficiencies have been exhausted.  The danger of carbon offsetting is to postpone real solutions to solve the problem of global warming and other pollution. is a comprehensive ecommerce website that combines robust commerce, content, and community.  We believe that we have created the most comprehensive site to date to make eco-friendly products, services, and information available to individuals who wish to live a green, more eco-friendly lifestyle.  Our site offers a very broad and diverse array of eco-friendly products as well as comprehensive, authoritative information and environmental education.  Additionally, users can enjoy the sense of community created by participating in our Forum.

Environment – Capping-and-Trading Carbon Credits

Both the private sector and the U.S. Congress are working from opposite on the same scheme that is supposed to stop and hopefully reverse global warming – the “cap-and-trade” system of “carbon credits.”

This is how the scheme works:

Carbon dioxide (CO2) is known to be the number one polluter of our atmosphere and thus number one culprit in global warming. Private companies, and especially utility companies that produce energy through fossil fuels like coal, are among the top producers of CO2. And right now there is no limit to the amount of CO2 that such companies can produce.

Thus, someone suggested to create an artificial “scarcity” of CO2, which would be a very good thing.

How do you do that? By passing a law to limit the amount of CO2 that each company can produce.

But what if a company produces LESS than it’s allowed amount? Or what if another company needs to produce MORE carbon dioxide for various reasons?

Then the company that is below its “carbon emission quota” can sell that “right to pollute” on the open market to the company that needs to emit more carbon into the atmosphere. Thus, such “carbon permits” can be sold and bought just like regular stocks in the stock market.

The cap-and-trade system is already in use in Europe at this writing (March 2007) and the prices of such permits tripled within the last two years.

An increasing number of giant corporations in the U.S. are now endorsing the cap-and-trade system thinking they need to be at the table when the nature and amount of caps are decided. I think they are being very smart. You either have a role in determining the rules of the cap-and-trade game or you live by its ramifications. You are either sitting at the steering wheel of this cap-and-trade juggernaut or you are going to get hit by it.


Ugur Akinci, Ph.D. is a writer with 20 years of experience. He is available for a wide variety of freelance assignments. Visit his web site for more information on his services.

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Green Energy Credits Can Help Your Business Profit from Being Green!

Here’s a thought: can we control pollution by building a nation-wide program that can give financial incentives to industries that can better their environmental and operational baselines? A program for carbon emissions trading, trading green energy credits, does just that. The credits, and the trading system that has evolved from them, are a unique way to control air pollution that could benefit your company on the bottom line as well.

The 1990 Clean Air Act amendments defined a new era in means of control of air pollution: provide for an overall limit on emissions, for specific pollutants for specific industries, and let the industries work together to make certain it works, by giving them a way to benefit from doing better than the permit requires. This program was the result of the recognition that we need electricity, that energy generation emits pollutants, and that simply demanding massive reductions in emissions is a certain way to make the cost of electricity very high.

Under the EPA program, a “Cap”, or a maximum permitted amount of emissions, is defined for a group of sources. Permit holders are given allowances to emit a specific quantity of pollutants (e.g., a “ton”). The total number of allowances across a target group defines the level of the cap.

Industries can meet their emissions compliance targets by technology, that is, with air pollution control equipment, or by acquiring allowances from other permit holders, at a price. So, those who do better than their permit requirements have allowances available that can be sold to other operators, which provides all the parties in the group with a market-based means of achieving compliance, since the total amount of allowances represents the maximum allowable total emissions from that industry group.

Those who have money for technology install it and reduce their emissions. They can sell their excess allowances to those who do not have the newer technology, and they will certainly sell them for as much as they can–at more than the cost of the technology-thereby eventually forcing the others to spend the capital budget to be competitive.

Further, EPA regularly removes a number of allowances from the pool to ratchet down the total amount of air pollution. This program has been overwhelmingly successful in controlling Acid Rain.

So interest has been building in finding a similar means to reduce greenhouse gases. EPA doesn’t regulate these yet in this fashion. But a financial market has developed that is willing to assign values to credits, and in Europe an already existing program provided a model.

In the US, the Chicago Climate Exchange allows its members to trade carbon financial instruments, based on caps and offsets agreed to by members and the exchange. Members trade contracts based on 100 metric tons of carbon emissions per contract. The mechanism for defining the cap is a baseline of operations for each business or member. If your operation does not directly emit carbon dioxide, other emissions can be converted to carbon dioxide equivalents, using a Greenhouse Gas Protocol from the World Business Council for Sustainable Development. The membership requires a legally binding commitment to a phased reduction in carbon generation.

Entities who provide and trade these credits include car makers and coal companies, forestry companies, cities, waste companies, universities, and states. The emissions sources and offset projects are found across the hemisphere and include fleet fuels, forest plantings and agricultural methane control schemes–things that benefit our air via reduction of CO2.

So, how do you control air pollution, without limiting the benefits of of the energy we use as a modern civilization? Create a way to make limiting air pollution less costly, and even profitable! If anyone tells you you can’t make money by controlling pollution, tell them there is power in green! it’s green, like money, and trades, like commodities, and traders and industries both benefit!

Rick Demkovich is an environmental consultant with more than 20 years in the field, and is the president of Environmental Development Solutions, Inc.

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Citizen Watches-Takes All The Credits

There are numerous watches which are put underneath the discussion for being ideal, but the Citizen Watches requires no introduction becoming told. The features of the Citizen Watches takes the whole credit. A brief history for the citizen Watches is spread-over the period of 70 many years, together with market history tells us in regards to the production of the best watches in the world by this company. This Japanese company started making the watches in 1924, and presently they truly are striking the utmost effective mark in creating of watches for the people.

The resident Watches can sell the watches for over 70 years, towards nations which counting is much more than 150. This business can be defined by the different words, since they’re on top of the watch industry. The primary theme should offer the high-quality watches, plus in purchase to obtain the top mark. These are typically stretching the boundaries in making of the best watches.

The main thing that describes these watches may be the high quality, brand-new designs and some ideas, together with absoluteness. Here is the primary motif and main motto of Citizen watches. The makers of these watches succeed sure that they supply the individuals using watches being made of manufacturing. Because many functions that are within these watches, these watches are making many people to like all of them, and these features establishing the complete brand-new degree of the advance technology.

The Citizen Watches would be the sophisticated watches which they manufactured, which may be acknowledged through undeniable fact that they usually have the voice recognition therefore the electric depth physical functions. The newest technology which is used inside making among these watches make is possible that you can use all of them when you look at the diving, while the slimmest LCD provides them with the complete brand-new angle.}One associated with primary things that resident Watches have is they are made in accordance with the environment friendly. The main motif, designing plus the various series being introduced into the variety of the markets and several other places are the significant issue for the many individuals who’re finding the watches such as these.

Making use of the latest technology, the Citizen Watches are making the huge influence by making the watches appropriate and obtainable by everybody into the culture. When the first view was created by this provider in 1924, this business is using the manufacturing associated with watches to your brand-new levels, and heights and therefore, these specialized watches tend to be making the massive effect on the life of many people.

The Citizen Watches which are created by this provider is making the watches for many individuals of all the age brackets. Particularly for the women, the watches that are being made, they’ve been setting up the special functions, therefore the many of them are making the watches having the precious jewelry that is put in the individual to attract the ladies who want all of them the essential. Hence, you have the wide array of the list of the Citizen Watches from which the folks can select from.

About writer: Sally is a writer that is a skilled material blogger and author on the subjects pertaining to Timberland Store, valuable Timberland Boots purchase and Timberland Perform Boots.

Capital Alternatives Rice farming for carbon credits

Agricultural investment: Rice farming for carbon credits


In the sub-Saharan region many biotic and environmental factors hinder rice production which raises the gap between consumption and production. Capital Alternatives explored the opportunity for agricultural land investment and negotiated prime rice farm lands in Sierra Leone on a lease term of 49 years for investment purpose. Our investment opportunity in rice farming and agriculture land is provided under the project called Agri Capital where a minimum of £5,850 should be invested for 3 acres of land, where the price of the land is £5,250 and £600 is the set up fee for each acre of land. The investors will own a title deed of the land and you can select your own fields to invest.


Some of the key points of investments in African agricultural land are


Rice harvesting will provide estimated income of 15% per annum.
The last harvests yielded a return of 16.2% and 14% respectively.
At least two harvests per annum
The capital value of land will increase every year
Returns will be generated from tangible assets
Increasing demand for rice (which is the staple food of local population)
Non cyclic investment
Money-back guarantee (where full investment is returned if Agri Capital does not harvest in the first 2 years)
Agri Capital also aims to provide health, education and also food to the local population
No hidden charges or ongoing fees


It is believed the investment in agricultural land will provide significantly high returns and our investors will get at least 50% of the initial investments as returns. Agri Capital aims to provide a minimum of 40% of profit from the rice crops harvesting to the investors and the capital value of African agriculture land is increasing with a conservative rate of 7%. Hence, investors will be benefited through the harvests of the land and also from the capital appreciation on the land.  The land will be provided on freehold ownership and the investors can either sell the plots separately (if you have bought more than 3 acres of land) or all at one time.

Once the set up fee has been taken, the field area is cleared to prepare it for planting and in a year the land will be valued higher than the non-productive lands. It is believed the returns from capital appreciation and the harvests from rice farming can provide returns of minimum 175% in five years (which includes the profits generated from harvests in the five year).

This article has been written under the guidance of expertise that has the vast knowledge in  Alternative Investment

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What is the background of carbon credits

Fossil fuels are a major source of greenhouse gas emissions. Greenhouse gases are generated by power, cement, steel, textile, fertilizer, and many other industries. The major greenhouse gases emitted are carbon dioxide, methane, nitrous oxide, and hydrofluorocarbons. They all increase the atmosphere’s ability to trap infrared energy.

One carbon credit is equal to one ton of carbon. Many individuals are now taking an interest in their carbon footprints, trying to lower their usage, as well as trying different ways to offset their usage. Carbon credits are part of an approach to emissions trading. With a certain amount of greenhouse gas allotted to markets, each individual group is given the opportunity to decide how much of a limited amount can be designated to each area. This allows for industries to control the amount of greenhouse gases they are using. This also allows industrial and commercial processes to market in the direction of lower emissions, or approaches that are used to avoid emitting carbon dioxide and other greenhouse gases into the atmosphere. This helps to finance carbon reduction schemes.

Many companies sell carbon credits. These carbon credits are sold to firms that voluntarily desire to lower their carbon footprint. Carbon credits are purchased from investment funds or carbon development companies. Many of these companies have saved these credits from other individual products, and offset themselves and the buyers by selling them. The quality of the credits is based on the validation process, the type of fund, and the development company. The price is also affected by these things. Voluntary units typically have less value than the units sold through the rigorously validated Clean Development Mechanism.

Carbon credits initially came into existence as an attempt to inform and create awareness of the need to control emissions. Since then, it has been proven that the concept of carbon credits can be highly successful. This tradable system is one of the policy instruments that are very effective. As long as prices are maintained it should continue to be positive.

It is possible to create real carbon credits. This is a supplementary principle that is involved within the Kyoto Protocol. This establishes that it is a Clean Development Mechanism, which is a flexible mechanism. This can develop real, measurable, and permanent emission reductions. This helps to establish that an emission of CO2-equivalent greenhouse gas has truly been reduced and it involves a complex process. This process has evolved as the concept of a carbon project has been refined over the past 10 years. is a comprehensive ecommerce website that combines robust commerce, content, and community.  We believe that we have created the most comprehensive site to date to make eco-friendly products, services, and information available to individuals who wish to live a green, more eco-friendly lifestyle.  Our site offers a very broad and diverse array of eco-friendly products as well as comprehensive, authoritative information and environmental education.  Additionally, users can enjoy the sense of community created by participating in our Forum.